Modified Car Insurance

Modified Car Insurance

At Brentacre, we love insuring modified cars. Our own car park is full of modified cars belonging to staff and management alike, and all of us are passionate about them. We can insure all makes and models with premiums calculated on power, value and the drivers, not on other mechanical or cosmetic modifications. This means no matter what cosmetic modifications you make from alloys and wind deflectors to air-ride, roll cages and seat configurations, your premium won’t change. If you’ve just bought a non-modified car and plan to modify it later, even better. Unlike most of our competitors, we do not charge any admin fee nor increase premiums for non-performance modifications. Leaving your wallet free to buy the best parts throughout the year with the peace of mind that your modified car is insured properly and correctly. When comparing quotes, do consider any changes you may make to the vehicle or personal circumstances as related charges can have an impact on the overall price paid.

Got a project car on the go? give us a call! If you need to increase your pre-set BHP limit, vehicle value, or install a private plate, there may be fair charges which can be pre-quoted and agreed. Everything else is completely free of charge* and can be added onto your custom insurance policy in a 30 second phone call.

We cover all manner of car and van modifications from engine swaps, seats, harnesses, intercoolers, coilover suspension, air ride and alloys right up to extreme custom cars and hot rods through vehicles adapted for disability, dual control for driving instruction, or campervan/day van conversions so there is little you can throw at us will throw us off!

All modifications are covered on a like-for-like basis and vehicles valued on their modified state.

So call us now on 01792 650 933 for more information and a competitive quote on a policy as unique as your car.

Modified Car Insurance Quote

*All cosmetic modifications are free of charge, and while no modification has yet had us stumped, we have to cover ourselves and therefore reserve the right to single out any modification which we believe will unnecessarily and significantly increase the risk of fire, theft or damage.


Modified Car Insurance Policy:

  • Drivers from age 19 – 75
  • TPFT & Comprehensive available
  • All modified cars considered
  • Insurance premiums based on BHP
  • Engine Swaps considered
  • Legal protection available
  • Key cover available
  • UK Breakdown cover available
  • Modifications replaced on a like for like basis (subject to availability)
  • Limited mileage discounts available for show cars