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Classic Car Insurance

With nearly 30 years experience sourcing the best insurance cover for some iconic classic cars, Brentacre are perfectly placed to protect your pride and joy should the unspeakable happen.

We work with some of the UK’s top classic car insurance companies and have the knowledge, passion and ability to find the right classic car insurance policy for you your car(s).

Why Brentacre’s Classic Car Insurance Policy?

  • UK Call Centre
  • Limited Mileage and car club discounts
  • Unlimited mileage option
  • Travel through Europe
  • Windscreen cover
  • Agreed values and salvage retention
  • Historic Rally and hill climb cover
  • Legal expenses

Classic Car Insurance

Want A Quote For Classic Car Insurance?

Insurance For Classic Cars

When you call Brentacre, you will be connected quickly to a real member of staff who understands the unique challenges a classic car owner faces and can get a comprehensive quote within minutes.

We can offer agreed valuations, laid up cover, limited mileage discounts, salvage retention, self-repair, Concours and Historic Rally cover and much more, so why not give us a call and get a quote to see if we can beat your classic car renewal.

We also offer a range of discounts for many classic car clubs, give yours a call to see what deals are in place, and if none exist, ask them to give us a call to find out how we could work together.

Insurance For Classic Cars

Classic Car Agreed Valuations

Classic car values can vary greatly due to condition, use, history, mileage and more. In the event of a claim, placing a value on your car is out of your hands and left to independent engineer.

These engineers are highly trained, experienced and will usually put an appropriate value down, however they may not always be right, and why leave a decision like that to the last minute?

With our agreed values, we can fix the value of your classic car for 2 years, so you have peace of mind knowing what we, and your insurer already agree the value to be. Read more about agreed valuations.

Modified Classic Car Insurance

Many purists aim to restore and maintain their classic cars as close to the original specifications as absolutely possible, however there are many more who like to add their own customisations whether for looks, performance, safety, or other considerations.

As a modified insurer, we have a number of schemes dedicated to modifications which would enable us to find the perfect insurance policy for your modified car.

One of our more popular policies is campervan conversion insurance where many can be classed as a classic due to their age.

Classic Car Clubs

We work with a number of specialist classic car owners/collectors clubs and can apply discounts based on membership.

Be sure to mention any clubs you belong to when calling and we’ll see what extra deals we can offer.

Do you run your own classic car club and want to consider offering your members an extra perk? Drop us an email on the contact us page or give us a call and we can discuss the possibility of providing cheap classic car insurance to your club members.

Classic Car Insurance Quote

Laid Up Cover

We can provide zero-mileage or laid up car insurance policies if your car is a garaged non-mover due to repairs, restoration, project or just storage.

These ensure your vehicle is protected against fire, theft or malicious damage but the vehicle must be declared SORN, and kept off road. If you want to get back on the road during a laid up policy, just drop us a line and we can switch you mid-term to a standard road-classic policy whenever you’re ready

Limited Mileage Discounts

The majority of classic cars come out for shows and sunny weekends only and won’t be getting a fraction of the use of your daily driver, so why not take advantage of our limited mileage discounts?

Limit your mileage to a few thousand miles in the year and we can lower the premium to match so you’re only paying for the mileage you drive. Need unlimited mileage or the full 12,000? No problem, let us know and we’ll work out the best rates for you.

Our aim is to provide cheap classic car insurance and ensure that you have the best protection for your classic vehicle.

Just because your car is old, it doesn’t mean it’s a classic. Our classic car insurance requires the car to be a collectible and limited in the mileage it’s doing. In regards to the age, there’s nothing set in stone as it could also be a modern classic or a future classic, so it’s entirely down to the vehicle

If you’ve modified your classic car, it may not be eligible for a classic car insurance policy as it’ll depend on the extent of the modifications. Simple things such as upgrading the brakes, alloy wheels, suspension, engine swap and so on is fine. However, if you start to change the chassis and most of the car is no longer the classic it once was, it’ll be covered under our modified policy scheme.

Generally, classic cars are cheaper to insure but it does depend on the vehicle because they’re cheaper for several reasons. With a Brentacre classic car policy, we can limit the mileage which helps to keep the costs down. However, more often than not, the vehicle also needs to be kept garaged or on a driveway. In some cases, the insurance may not be as cheap and this would normally be if it’s a very high value vehicle.

The age to which you can be considered for a classic car insurance policy with Brentacre all depends on the vehicle. For example, what’s the value of the vehicle? What vehicle is it? What will be the use? What is your experience with vehicles of this type? We may also check whether it’s a second vehicle or your main vehicle. No one policy is ever the same, so it will be looked at on an individual basis.

Yes, you can use your classic car for daily use but again this depends on the use. If it’s going to be used for business miles, then it’s likely going to do more miles than we would like for a classic car policy. If it’s for the occasional commute to a single workplace then that would usually be fine. At the end of the day, it’s all down to the mileage that you would expect to do over the course of the policy.

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Brentacre Insurance Services Limited are registered in England and Wales (Companies House Number 02081054)
Registered at: Cambrian House, Cambrian Place, Swansea, SA1 1RH
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