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Modified Car Insurance

Our modified car insurance policy covers all makes and models with premiums calculated on power, value and the drivers. We do not base our policies on other mechanical or cosmetic modifications that you do to your car.

At Brentacre, we love insuring modified cars. Our car park is full of modified vehicles belonging to staff and management alike. We are all passionate about them and have a solid understanding regarding modifications.

This means, when you insure your car on our modified car insurance policy, no matter what cosmetic modifications you make from alloys and wind deflectors to air-ride, roll cages and seat configurations, your premium won't change.

Our Modified Insurance Policy

  • Drivers between the age of 19 to 75
  • TPFT & comprehensive available
  • All modified cars considered
  • Insurance premiums based on BHP
  • Engine swaps considered
  • Legal protection available
  • Key cover and UK breakdown cover available
  • Modifications replaced on a like for like basis (subject to availability)
  • Limited mileage discounts available for show cars
  • Agreed values

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Best Insurance For Modified Cars

If you've just bought a non-modified car and plan to modify it later, even better. Unlike most of our competitors, we do not charge any admin fee nor increase premiums for non-performance modifications. Leaving your wallet free to buy the best parts throughout the year with the peace of mind that your modified car is insured correctly.

When comparing quotes, you should always consider any changes you may make to the vehicle or personal circumstances. This is because related charges can have an impact on the overall price paid.

If you need to increase your pre-set BHP limit, vehicle value, or install a private plate, there may be fair charges which can be pre-quoted and agreed. Everything else is completely free of charge.

Modifications We Insure

We cover all manner of car and van modifications from engine swaps, seats, harnesses, intercoolers, coilover suspension, air ride, alloys and much more.

We even cover extreme custom cars and hot rods through to vehicles adapted for disability and dual control for driving instruction. If you have a modified car and struggling to find suitable car insurance, get in touch with our specialists.

Other Modified Vehicles

All modifications are covered on a like-for-like basis and vehicles valued on their modified state. If you have a classic car insurance policy with us already and wish to add modifications, we are able to make changes straight away.

One of our most popular policies is the campervan insurance, where we cover modifications and conversion that have been completed on standard vans.

Benefits Of Our Modified Car Insurance

All modifications replaced on a like for like basis
Speaking to a knowledgeable team in the UK
Not many modifications we do not cover
Limited mileage discount available
FREE cosmetic modifications
Agreed values

Further Details of our Specialist Insurance For Modified Cars

All modifications from factory standard must be declared before taking out a policy. Such modifications can be as simple as a towbar to a brand new car audio system. Regardless to what it is, you must inform us otherwise your cover may be invalid. If you are purchasing a second hand car that is modified, you will want to be made aware of all the additions to the vehicle. This will make things much easier when declaring them for our modified car insurance policy.

At Brentacre, we are able to provide a competitive modified car insurance quote and when you call us, you are speaking to a specialist that understands the modified car industry. We can even look at modified car insurance for under 21 year olds. So call us now on 01792 650 933 for more information and a competitive quote on a policy as unique as your car. If you have a van that is modified, check out our modified van insurance.

*All cosmetic modifications are free of charge, and while no modification has yet had us stumped, we have to cover ourselves and therefore reserve the right to single out any modification which we believe will unnecessarily and significantly increase the risk of fire, theft or damage.