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Modified Car Insurance

Our modified car insurance policy covers all makes and models with premiums calculated on power, value and the drivers. We do not base our policies on other mechanical or cosmetic modifications that you do to your car.

At Brentacre, we love insuring modified cars. Our car park is full of modified vehicles belonging to staff and management alike. We are all passionate about them and have a solid understanding regarding any modifications.

When you insure your car on our modified car insurance policy, no matter what cosmetic modifications you make, your premium won't change. Examples include alloys, wind deflectors, air-ride, roll cages, seat configurations and much more.

Why Insure With Brentacre?

  • Drivers between the age of 19 to 75
  • TPFT & comprehensive available
  • Insurance premiums based on BHP
  • Engine swaps considered
  • Key cover and UK breakdown cover available
  • Modifications replaced on a like for like basis (subject to availability)
  • Limited mileage discounts available for show cars
  • Agreed values

CALL 01792 650 933

Best Insurance For Modified Cars

If you've just bought a non-modified car and plan to modify it later, even better. Unlike most of our competitors, we don't charge any admin fee or increase premiums for non-performance modifications. This leaves your wallet free to buy the best parts throughout the year with the peace of mind that your modified car is insured correctly without flexible modified car insurance policy.

When comparing quotes, you should always consider any changes you may make to the vehicle or personal circumstances. This is because related charges can have an impact on the overall price paid.

If you need to increase your pre-set BHP limit, vehicle value or install a private plate, there may be charges. However, these changes can be pre-quoted and agreed. Everything else is completely free of charge.

Modifications We Insure

We cover all manner of car modifications such as engine swaps, seats, harnesses, intercoolers, coilover suspension, air ride, alloys and much more.

We are even able to cover extreme custom cars, hot rods and vehicles adapted for disability or dual controls for driving tuition. If you have a modified car and struggling to find modified car insurance, get in touch with our specialists.

Other Modified Vehicles

All modifications are covered on a like-for-like basis and vehicles are valued on their modified state. If you already have a classic car insurance policy with us and wish to add modifications, we are able to make the changes straight away.

One of our most popular policies is the campervan insurance, where we cover modifications and conversions that have been completed on standard vans.

Benefits Of Our Modified Car Insurance

All modifications replaced on a like for like basis
Speaking to a knowledgeable team in the UK
Not many modifications we do not cover
Limited mileage discount available
FREE cosmetic modifications
Agreed values

Further Details of our Specialist Insurance For Modified Cars

All modifications from factory standard must be declared before taking out a policy. Such modifications can be as simple as a towbar to a brand new car audio system. Regardless to what it is, you must inform us otherwise your cover may be invalid. If you are purchasing a second hand car that is modified, you will want to be made aware of all the additions to the vehicle. This will make things much easier when declaring them for our modified car insurance policy.

At Brentacre, we are always able to provide a competitive modified car insurance quote. When you call us, you are speaking to a specialist that understands the modified car industry. We can even look at modified car insurance for under 21 year olds. Call us now on 01792 650 933 for more information and a competitive quote on a policy as unique as your car. If you have a van that's modified, check out our modified van insurance.

*All cosmetic modifications are free of charge, and while no modification has yet had us stumped, we have to cover ourselves. Therefore, we reserve the right to single out any modification which we believe will unnecessarily and significantly increase the risk of fire, theft or damage.


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Brentacre Insurance Services Limited are authorised and regulated by the Financial Conduct Authority - Number: 307060
Brentacre Insurance Services Limited are registered in England and Wales with companies house number 02081054
Registered at: Cambrian House, Cambrian Place, Swansea, SA1 1RH
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