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SORN Car Insurance - Laid-Up Cover For Off-Road Vehicles

Specialist laid-up car insurance for vehicles declared off the road

Whether you’re storing a classic car, parking up a project build, or just taking a break from driving, our SORN car insurance gives you peace of mind while your vehicle stays safely off the road.

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A Brand Since 1987

Brentacre has proudly insured passionate drivers since 1987, blending family values with real motoring expertise.

Specialist Brokers

We can cover the ordinary to the extraordinary, the slow to the super-fast and everything in between.

All Makes & Models

Whether it’s a modern hatchback, a classic car in storage, or a heavily modified project, we can provide the right laid-up cover.

Why Use Brentacre for Laid-Up Car Insurance?

SORN doesn’t mean unprotected

  • Fire, theft and accidental damage cover
  • Ideal for classic cars, performance cars, and SORN vehicles
  • Agreed value options available
  • Modifications welcome
  • No need for MOT or road tax
  • Flexible short-term or annual policies
  • Fast quotes with real experts
Laid Up Car Insurance

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SORN Insurance

What Is SORN Insurance?

What Makes Our Cover Standout

Once you have declared your vehicle as “off-road” via a SORN (Statutory Off Road Notification), you will no longer be required to pay road tax or have a valid MOT. Some people may even remove their insurance, but depending on the value of the car, you may want to keep it insured via a SORN car insurance policy.

Our SORN car insurance is a specialist policy designed for vehicles that are not currently in use and have been officially declared off the road. It does not include road cover, but protects your car while it’s stored, whether in a garage, driveway, or locked unit.

This type of laid-up insurance is ideal if your car is undergoing repairs, being restored, stored during winter, or waiting for modifications. And unlike some big insurers, we won’t penalise you for having a rare or modified car off the road.


Our Laid Up Car Insurance

What The Policy Covers

SORN insurance is often called “Laid Up Car Insurance” and is the best policy to protect your investment whilst it’s off the road. It protects your car against fire, theft and malicious damage. Reasons to use this type of off-road insurance include:

  • Protects the car against winter conditions
  • Restorations/projects
  • Break a vehicle for parts before scrapping it
  • Taking a break from driving
  • Storage

Before we can set up a SORN insurance policy for your car, it must be declared off-road. Once the vehicle is SORN’d, it must then be laid up in a garage, secure building or parked on your drive. You cannot drive the car on the road because the SORN insurance policy doesn’t cover this, and you may be fined.

If you have completed your restoration project or want to get the car back on the road, simply get in touch. We can switch the policy mid-term to a standard policy that we offer as soon as you are ready.

If you want to find out more, give us a call on 01792 650933.

off-road car insurance

Our SORN Car Insurance - Laid-Up Cover For Off-Road Vehicles FAQs

What Do We Get Asked The Most About SORN Insurance?

You should consider laid-up or off-road car insurance if:

  • Your car is declared SORN with the DVLA
  • You’re restoring, rebuilding, or modifying a car
  • You own a second vehicle not currently in use
  • You’re storing a valuable car during the off-season
  • You want to reduce costs while still staying protected

Yes, we specialise in modified and non-standard vehicles. You can still get laid-up cover for cars with declared modifications.

Yes – “off-road”, “laid-up” and “SORN insurance” are often used interchangeably to describe the same type of cover.

We cover cars, classic vehicles, performance cars, restoration projects, campervans and more, even if they’re heavily modified or non-standard.

Yes, in many cases, we can adjust or set up a new policy that suits your needs while your vehicle is SORN or off the road.

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Brentacre™ Insurance Services Limited are registered in England and Wales (Companies House Number 02081054)
Registered at: Phoenix Way, Swansea, SA4 9WF
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