Modern Classic Car Insurance

Why Choose Brentacre For Modern Classic Insurance?

We Know What Makes It A Classic.

Our specialist modern classic car insurance is ideal for “future classics”, which are those that are not yet old enough to be classified as a classic car. These are vehicles that have a particular uniqueness or pedigree about them. Within a few years, they will undoubtedly become a classic and are great for daily driving.

At Brentacre, we are always keen to hear about your modern classics and can help find the correct level of cover that you require. We can provide competitive insurance quotes, offering discounts for car club members as well as limited mileage.

Key Policy Features Include:

• Discounts for car club members
• Limited mileage discounts and agreed values
• Modified insurance cover
• Specialist UK-based claims service
• Laid-up or SORN cover is also offered
• Experienced brokers who understand modern classics

Get An Online Quote For Modern Classic Car Insurance

What Is a Modern Classic Car?

The sweet spot between retro charm and everyday usability.

A modern classic is typically a car between 15 and 40 years old that’s appreciated for its style, engineering, or cult status. It may be a weekend toy, a show car, or even a future investment. Unlike standard vehicles, modern classics often need special cover that accounts for increasing value, careful ownership and limited use.

Some of the modern classic cars that make great investments include:

• BMW – E46 M3 CSL, E39 M5, E36 M3, Z3 M Coupe
• Mercedes – 190 Cosworth, R129 SL, W202 C36/C43, W210 E55
• Volkswagen – Corrado, MK4 Golf R32, Lupo GTi
• Audi – MK1 TT 3.2, MK1 R8 Manual, Early RS Cars
• Porsche – 911’s (964, 996 & 997)

We could quite happily continue this list far further than just some of the German car manufacturers. There is currently a huge opportunity to pick up some future classic bargains before prices start to rise.

Modified Modern Classic? No Problem.

We cover upgrades, not just factory specs

Your modern classic might not be showroom-stock, and that’s absolutely fine. At Brentacre, we’re modification-friendly and will work with you to provide cover that reflects your car’s true setup. Whether it’s coilovers, uprated brakes, a respray or an engine swap – we’ve got you covered.

When your car qualifies for classic car insurance, we’ll make sure your cover continues seamlessly. Whether it’s moving from modern classic to a recognised vintage icon, we’ll transition your policy smoothly.